Payment Policy

Effective Date: February 10, 2025

At ChicGoldenn, we are committed to providing a secure and seamless payment process. By making a purchase on our website, you agree to the following payment terms.

1. Accepted Payment Methods

We accept the following payment methods for online purchases:

  • Credit & Debit Cards (Visa, MasterCard, American Express, Discover)
  • Digital Wallets (Apple Pay, Google Pay)
  • PayPal
  • Bank Transfers (For selected regions)
  • Buy Now, Pay Later options (if applicable)

All transactions are processed in [Your Currency] unless otherwise stated at checkout.

2. Payment Processing

  • Payments must be completed in full before an order is processed and shipped.
  • Once payment is confirmed, you will receive an order confirmation email with your purchase details.
  • If payment is unsuccessful, you may need to verify your payment method or try a different one.
  • For security reasons, ChicGoldenn reserves the right to cancel any order suspected of fraud or unauthorized activity.

3. Currency & Exchange Rates

  • All prices are displayed in [Your Currency] by default.
  • If you are purchasing from another country, your bank or payment provider may apply an exchange rate and additional fees. We are not responsible for any foreign transaction charges imposed by your financial institution.

4. Taxes & Duties

  • The total price displayed at checkout does not include potential import duties, taxes, or customs fees for international orders.
  • These charges, if applicable, are the responsibility of the customer and vary by country.
  • Please check with your local customs office for more details on applicable duties before placing an order.

5. Payment Security

We take your security seriously and use the latest encryption and fraud prevention technologies to protect your payment details.

  • All transactions are securely processed using SSL (Secure Socket Layer) encryption.
  • We do not store your credit card information. Payments are processed through trusted third-party payment gateways.
  • If suspicious activity is detected, our team may contact you for verification before processing your order.

6. Refunds & Chargebacks

  • Refunds will be issued to the original payment method only. Processing times may vary depending on your bank.
  • If you believe an unauthorized charge has been made, please contact us first before initiating a chargeback. Unauthorized chargebacks may result in your account being restricted.